2022 Vendor Directory 

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ADVERTISING/MARKETING

 

 

Grafico

Preserve the customers you have. Pursue the ones you don’t. As your marketing and design team, we help you devise and build out a comprehensive strategy and system to keep you top of mind and protect your customers from being lured away.

 

Grafico has been a proven leader in helping alternative financial services retail operators and industry vendors to improve their sales and profit margins through highly targeted marketing strategies. Grafico is uniquely qualified to support branding, retail design, merchandising, conventional and digital marketing communications services specifically for this segment. A marketing group who really understands your segment and your challenges… WOW, what a concept!

www.grafico.co

Lou Costantini

203-358-9595 x 103

lou@grafico.co

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ADVERTISING/MARKETING

 

 

Mesmerize

Mesmerize is a national media company providing FREE printed advertiser-sponsored money envelopes (aka “Cash Jackets”) to retail financial service centers. The FSCs are PAID to simply hand them to their customers with their cash, receipts, etc. inside translating to a NEW revenue generation tool for the FSC. The Cash Jackets also often feature special offers for the customers to enjoy.  Mesmerize launched the Cash Jacket program in 2005 and now have 90+ corporate FSC chains (with 8,200 FSC locations) in our network of whom we have successfully delivered MILLIONS of free Cash Jackets and DOLLARS. Join us at Booth 220!.

www.mesmerize.com

Brent Wingert

469-867-5712

brent@mesmerize.com

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COMPLIANCE

 

 

The Compliance Organization 

The Compliance Organization (TCO) has experience-based and CAMS certified expertise to ensure your MSB programs are top-notch, and your risk is minimized. We know your business is only as strong as the accuracy of your compliance programs, independent reviews, transaction monitoring and integrity of your banking relationships. TCO performs in-depth independent reviews, creates and enhances compliance program policy-procedures, risk assessments, monthly monitoring, training and specializes in on-boarding and securing new banking relationships. Our comprehensive consulting services make conforming to regulatory requirements painless and easy to understand.

www.thecomplianceorganization.com

Mitchell Levy, CAMS 

301-793-8188

mitchell@thecomplianceorganization.com 

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CREDIT REPORTING

 

 

Equifax 

As a global data, analytics, and technology company, we play an essential role in the economy by helping companies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and technology built on the Equifax Cloud™ helps businesses minimize risk and uncover opportunities. We consider traditional and alternative data sources, which provide a richer context on creditworthy applicants. We provide businesses with a wide range of solutions — from business risk information, commercial identity & fraud solutions, financial marketing and analytical services. Visit www.equifax.com/fintech to learn more about Equifax solutions for FinTech and Alternative Finance companies.

www.equifax.com/fintech

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CRYPTOCURRENCY

 

 

CryptoFi

CryptoFi is a Crypto as a Service (CaaS) company, making digital assets more accessible to consumers. We integrate traditional finance and crypto so anyone can safely buy, hold, and sell digital assets. Our solution is easy to implement, so check cashers, casinos, and others may promote their brand while expanding their offerings to retain and gain clients.

 

Our On-Demand Trading desk assigns each customer a dedicated Account Manager who provides 1-1 White-Glove Service throughout the registration and trading process. At every step, we help our customers to understand cryptocurrency, making it secure, easy, and fast to buy, hold, or sell.

https://www.cryptofi.tech

Robert Hoffman

847-404-1247 

rob@cryptofi.tech

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IDENTITY VERIFICATION

 

 

IDology

IDology, a GBG company, delivers the industry’s most innovative suite of multi-layered identity verification solutions to help businesses drive revenue, deter fraud and maintain compliance. IDology’s ExpectID® platform leverages thousands of diverse data sources to deliver the most accurate customer locate results as well as actionable transparency and on-demand control over the identity proofing process. With frictionless, secure digital identity verification, IDology empowers businesses to onboard more legitimate customers faster and with confidence.

www.idology.com 

Tom Algie 

678-324-3798

taglie@idology.com

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INSURANCE

 

 

OCHO Insurance Solutions

We founded OCHO to help communities of color and Hispanics achieve financial security and independence by making auto, renters and life insurance more affordable and accessible. 

 

We enable money remitters, check cashing, and auto lending businesses to generate incremental revenue by offering their customers a unique auto insurance product without an insurance license and no complicated program set up. 

 

With OCHO, we can help you be the one stop shop that now offers auto insurance with zero money down, flexible bi-weekly payments, and easy comparison shopping in IL, TX, AZ, CA and FL in 2023. 

https://www.ocho.co/

Fred Hippo, VP of Insurance & Partnerships

314-223-6752

Fred@OCHO.co

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LEADS

 

 

LeadsMarket

The Leading Marketplace for Consumer Loans Leads

 

LeadsMarket® offers the best lead generation program for lenders, providing targeted leads from our vetted partners. Our proprietary LeadBrain® software and strict quality control gives us a strong competitive advantage over other companies. You’ll be getting high-quality leads and skipping the mediocre ones.


We offer you a number of benefits, including:

  • Access to a trustworthy network of loan lead suppliers

  • Ability to collect a high number of verified leads

  • Excellent quality for your money

  • Quick and easy sign-up process

LeadsMarket.com

Hanna Putsilava

888-666-7058

hanna@leadsmarket.com

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MONEY ORDERS

 

 

Global Financial Processing Systems (GFPS)

GFPS is a full service money order company. We allow our customers to control their own money while taking away the headaches of owning a money order company. From processing to equipment and banking, let us help you manage your money order company. 

GFPSinc.com

Kevin Wayne

405-278-8800 

Kevin@gfpsinc.com

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PAYMENT PROCESSING

 

 

ReliaFund Inc. 

ReliaFund is a leading payment processor that specializes in electronic check scanning, ACH, and credit card merchant services. We are experienced with the special needs of check cashers and developed a banking program facilitated by individuals with expertise in check cashing, banking and electronic payment processing. Both experienced and knowledgeable in operations and regulatory compliance, ReliaFund has Check Processor, Aggregator, and Direct Banking Relationship banking solutions designed to meet today’s high regulatory standards.

www.reliafund.com

Greg Lowery

866-243-5040  

glowery@reliafund.com

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PAYMENT PROCESSING

 

 

VIKING PAYMENT SERVICE 

Innovative.  Dependable.  Professional.  Flexible. We offer payment solutions that give your customers the service and security they depend on with flexible payment options that positively reflect your brand - ACH, RCC, Debit, Credit & Instant Payment.

 

For over 53 years, Viking has been a trusted partner that provides customizable payment solutions in a demanding industry.

 

WHY CHOOSE VIKING?

You can count on us to keep your customers satisfied, put your business first and work tirelessly on your behalf.  Customized payment solutions to suit your needs including flat rate pricing, tiered pricing, and cash discounting.  We can provide state-of-the-art equipment that will allow including marketing features to increase your business.     

 

Ask about our proprietary gateway: VIKING ADVANTAGE!

https://vikingpayments.com/

Ken Schoech

800-281-7042  

kschoech@vikingservice.com

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SECURITY/LOSS PREVENTION

 

 

Konica Minolta Business Solutions  

Konica Minolta is solving complex Video Security challenges for finance institutions by providing visibility and analytics needed to discover problems, reinforce security and take immediate action. From mitigation of transactional errors to pre-empting theft, Konica Minolta Video Security Solutions provide the data, clarity, reliability and flexibility that you need to respond to alerts, monitor employee activity, provide internal and external security, and employ the level of detection that providers of financial services need.

https://kmbs.konicaminolta.us/products/intelligent-surveillance/ 

Philip Lisk 

201-934-4691 

plisk@kmbs.konicaminolta.us 

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SOFTWARE

 

 

 

Answers, etc 

Answers is not just in our name. We have them! The fintech world is changing faster than ever. Stay ahead of these changes with Tier3 and experience innovative new features, new integrated solutions and products, while delivering industry leading compliance and corporate back-end tools designed to grow with you. Connect with your customers in more ways, with multi-store real-time connections between locations, and new options such as financial services, ATM kiosks, and website customer portal solutions. Let’s talk about how Tier3 can help you achieve your success.Tier3. It’s what’s next.

answersetc.com

Tim Mackin

800-275-1418 

sales@answersetc.com 

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SOFTWARE

 

 

 

ThinkLP  

ThinkLP is an award-winning loss prevention software platform, empowering companies to manage their teams and data in a whole new way. One centralized platform allows teams to streamline their data, digitally transform their functions, and unlock hidden insights to improve performance. ThinkLP solutions include compliance, audit, risk, incident & case management, safety, organized retail crime intelligence, exception reporting and prescriptive analytics. ThinkLP has a vision for a world with no retail crime, where companies operate safely and effectively, ensuring all employees return home at the end of the day. The company’s vision and innovation has been embraced by loss prevention and risk management leaders worldwide. 

www.thinklp.com

Jon Ross

888-767-3141 

jon.ross@thinklp.com

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ADVERTISING/MARKETING

 

 

IM Group Marketing

IM Group Marketing is an industry leader in providing strategic insight, data and analytic services, and creative solutions to lenders in the near to sub-prime consumer lending industries. With over 60 years of experience in the marketplace, IM Group leadership has developed successful customer communication strategies using a wide range of channel deployments. We understand the balance of risk and response to develop highly profitable, long-term customer relationships for our clients. Leveraging our relationship with our affiliate companies - ICS Corporation, one of the industry’s largest print and lettershop companies, and Lama, our in-house creative agency - we offer unparalleled flexibility in handling direct marketing campaigns for clients of all sizes.

https://www.imgroupmarketing.com/

Seth Manley, Sales Director

843-408-5777

smanley@imgroupmarketing.com

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COMPLIANCE

 

 

Capital Compliance Experts 

Capital Compliance Experts (CCE) offers regulatory guidance to alternative financial services providers from a consultative approach and through technology solutions. CCE consultants are a highly specialized team of experts, including CAMS specialists, reviewers and analysts.

 

Services include, but are not limited to, BSA/AML/OFAC independent reviews, policy and procedure development, risk assessments, licensing support, CFPB audit preparation, annual compliance oversight, and other general compliance consulting.

 

CCE also provides tools such as our compliance management portal for document storage and organization, learning management system (On POinT Training Center) to provide ongoing education to employees and staff, transaction monitoring tools (Compliance IQ) to aggregate, analyze, and detect suspicious activity, and check cashing technology to mitigate check fraud.

www.CapitalComplianceExperts.com

Mitchell Souza

855-922-4325

info@CapitalComplianceExperts.com

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CONSUMER FINANCIAL SERVICE CENTERS

 

 

CashRepublic 

Our company was created to address consumers’ need for a financial institution they can trust and services that do not come with minimum balance requirements and excessive fees. An institution that is transparent, offers simple easy to understand services, and works hard to earn the trust of every customer, every day. CashRepublic is your one-stop-shop for financial services. No minimum balance requirements and no monthly service fee. You pay only for services you use. Our services include: - Free, no-fee debit cards - Same or next day bill payments - Instant check cashing - Auto insurance - Wire transfers - Notary services

https://www.cashrepublic.com

Alok Prasad

917-587-5765

aprasad@cashrepublic.com

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CREDIT REPORTING

 

 

TransUnion 

Short-term-lending Information is a powerful thing. At TransUnion, we realize that. We are dedicated to finding innovative ways information can be used to help individuals make better and smarter decisions. We help uncover unique stories, trends and insights behind each data point, using historical information as well as alternative data sources. This allows a variety of markets and businesses to better manage risk and consumers to better manage their credit, personal information and identity. Today, TransUnion has a global presence in more than 30 countries and a leading presence in several international markets across North America, Africa, Latin America and Asia. Through the power of information, TransUnion is working to build stronger economies and families and safer communities worldwide.We call this Information for Good. 

http://www.transunion.com/business

https://www.transunion.com/industry/

Brett Taylor 

678-391-4570 

Brett.Taylor@transunion.com 

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FINANCIAL TECHNOLOGY

 

 

KashHero

KashHero® is the perfect check replacement for the 21st century, and was designed specifically for the MSB industry. Instead of a paper check, a KashHero® QR code is sent via text to a payee’s phone. The MSB cashes the item just as they would a paper check- except fraud is eliminated along with dual presentment concerns. No more fraudulent or altered items to be concerned with. MSB earnings? Think “check cashing fee.” And the customer? They get their check at the speed of text, as soon as its available. And for the Issuer, all the problems and cost with checks go away. KashHero®- think B2C “Venmo” for the underbanked.

www.kashhero.com

Christian Custer

224-383-0418

christianc@kashhero.com

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INSURANCE

 

 

Marshall & Sterling

Marshall & Sterling, founded in 1864, has grown to be one of the largest insurance firms in the Country. As an employee-owned company, our experienced insurance professionals can assist with virtually any insurance need. Our pride in ownership drives us to be an insurance agency unlike any other. Marshall & Sterling has the industry expertise, attentive care and support each customer deserves. We are committed to exceeding each and every client's expectation for quality insurance and customer service. We have direct and preferred relationships with leading insurance carriers, and have provided insurance to the money handling industries for well over 60 years. 

www.marshallsterling.com

Dillon Fontaine

845-454-0800 x2211 

dfontaine@marshallsterling.com

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INTERNET SECURITY

 

 

Perfect Packet

Perfect Packet is a managed service provider specializing in internet connectivity, VOIP, SD-WAN and security.  With over 500 financial institution locations under management we understand your business needs.  We build internet networks that never go down.

www.perfect-packet.com

Zach Mau

312-399-8763

zmau@perfect-packet.com

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LOAN MANAGEMENT SYSTEMS

 

 

Vergent LMS

Vergent LMS provides the most comprehensive and scalable lending management solution on the market. Spanning the entire loan cycle from loan origination to servicing and collections, Vergent’s software is an ultimately configurable solution capable of calculating any loan model; offers robust reporting; integrated partner features; retail, dealer and customer portals; the compliance tools needed to lend confidently, and customizable workflows and queue management to keep your team at peak efficiency. As a trusted Fintech partner, Vergent LMS offers the cloud-based, SaaS technology, and leading customer service businesses need to succeed. Our world-class software solutions ensure the dominant edge business leaders require to cultivate customer relationships and grow.

vergentlms.com

LeAnn Cotten

601-414-0076

lcotten@vergentlms.com

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MONEY TRANSFER/REMITTANCES

 

 

Ria Money Transfer

Ria Money Transfer is the world’s second largest money transfer company. Ria Money Transfer is available in over 500,000 locations and 160+ countries worldwide. Ria Money Transfer is also available online, through a digital app and money wallet. Ria Money Transfer customers and agents are provided with industry leading compliance and superior customer service. In addition to money transfer, other financial services such as money orders and bill payments are offered. Ria Money Transfer is a division of Euronet (Nasdaq: EEFT), a worldwide financial services company that is based in Leawood, KS.

https://app.riamoneytransfer.com/en-us/?&documentReferrer=https://www.google.com/

T.U. Black

562-207-7011

tublack@riafinancial.com

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PAYMENT PROCESSING

 

 

REPAY 

REPAY (NASDAQ: RPAY) is the premier full-service payment technology and processing provider for a variety of end markets. The REPAY payment platform provides direct integration to merchants’ core systems and access to a suite of payment technology products that includes credit/debit card processing, Instant Funding, ACH processing, IVR/phone pay, text pay, in-store kiosks, electronic bill payment systems, and white-labeled consumer facing payment portals, including a mobile app. With REPAY’s integrated omni-channel payment solutions, customers can pay anytime, anywhere.

www.repay.com

James Price

470-620-7022  

jprice@repay.com

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PRINTING AND IMAGING

 

 

DNP Imagingcomm America Corp. 

DNP IAM's photo, photo booth, and card solutions have successfully been integrated into worldwide markets. Our US headquarters are located in Concord, North Carolina, with global headquarters in Tokyo, Japan. Our solution focuses on photo capture and printing to be used for US/International Passport and Visa photos as well as portraits for ID cards/Linkedln/business cards/social media.

dnpphoto.com

John Prendergast

704-784-7161 

jprendergast@dnp.imgcomm.com

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SMART ATMs

 

 

 

Maya Labs

Maya Labs provides private label check cashing and cash payment MSB solutions via a Self Service Smart ATM:

 

Private Label Smart ATM Platform as a service:

 

Maya’s private label Smart ATM platform allows check cashers and licensed money transfer operators looking to enhance existing corporate owned and retail agent locations a compelling alternative to long customer lines and increased payroll or operating costs during peak periods, while simultaneously increasing customer satisfaction and cross sell of current and future services without costly, time consuming, technical integrations while adhering to existing compliance and current back office practices.

https://maya.tech/

Pete Kelly

760-473-2824

pete@maya.tech

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SOFTWARE

 

 

 

Avivatech LLC.  

Avivatech LLC offers cash and check automation solutions that lower the cost managing of paper transactions. Cash automation solutions from Avivatech reduce the time, labor and costs associated with cash handling, while increasing security and accountability. Check automation solutions from Avivatech facilitate fast and accurate Check 21 compliant deposits to multiple financial institutions. Avivatech also provides dashboard solutions that offer the transaction visibility and control retailers and financial need to take command of paper transactions. Lockbox solutions help providers maintain their payment capture services. Avivatech also provides professional services to help drive digital transformation initiatives that support better customer experiences. 

www.avivatech.com 

Paula Beck

pbeck@avivatech.com

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UNDERWRITING

 

 

iQ Decision Engine   

iQ Decision Engine (iQDE) is a cloud-based platform that automates risk decisions. iQDE is simple to use: no coding, simple integration, scalable, and safe. Supercharge your engine with proprietary iQ Scores for risk, fraud, response and customer bank transactions as well as custom models. Regardless of what you are spending on underwriting software, we can save you money.

https://www.iqdecisionengine.com/

Marco Hernandez

903-227-9858 

mhernandez@tfhold.com 

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Provide your company logo and bio, link to website and contact information to LeeAnn Thompson at lthompson@infinalliance.org and we will publish in our INFiN Vendor Directory.